Precision Insurance

Compliance Isn't Optional. But It Is Overlooked.

We believe your protection should come standard — not as an afterthought, and never as an invoice.

Show Me If I'm At Risk →

Here's What We Believe

Employers are left in the dark when it comes to compliance. Not because they're careless — but because compliance isn't simple, it's rarely explained clearly, and it's easy for things to fall through the cracks.

We talk to business owners every week who have no idea whether the right documents are in place, whether required testing has been done, or whether they've filed everything they're supposed to. Some have been running their benefits program for years without anyone ever walking them through what's actually required.

That's a major problem.

Your Protection Is the Baseline

That's why every client gets a full compliance audit — free. We look at what's in place, what's missing, and what's creating exposure.

When we find a gap, we close it. When a document is missing, we build it. When a filing is due, we either handle it or work with the client to get it completed — either way, there is no confusion.

Compliance is the unseen side of benefits. It's complex, it's tedious, and it's the part that gets skipped.

NOT HERE.

What This Typically Costs

Average annual compliance costs for a 70-employee group — usually passed directly to the employer.

Average cost
Working With a TPA
Required plan documents$1,250+
Annual compliance testing$250+
ACA filings (70 employees)$840+
Regulatory disclosures$500+
Annual Total$2,840+
These are real line items from real TPA invoices — usually passed directly to the employer.
Cost with
Precision Insurance
Required plan documentsIncluded
Annual compliance testingIncluded
ACA filings (70 × $3/form)$210
Regulatory disclosuresIncluded
Annual Total$210
Everything else — included. Every year. For every client.

9 Out of 10 Employers We Review Are Out of Compliance

Missing documents. Unfiled returns. Testing that's never been done. If the DOL or IRS audited them tomorrow, they'd owe significant fines — and in most cases, they have no idea.

Not knowing doesn't mean not owing. While penalties can be higher for intentional noncompliance, the IRS and DOL still assess fines for employers who simply weren't aware — and "we didn't know" has never been an accepted defense.

What's at stake
A 120-employee group that hasn't filed ACA returns in two years, never filed a required annual return, and is missing their plan documents could be looking at combined federal penalties exceeding:
$600,000+
That's before back taxes, employer FICA liability, and interest from pre-tax income reclassification. These aren't theoretical penalties — they're calculated directly from current IRS and DOL penalty schedules.

Would your benefits plan stand up to a full DOL/IRS audit?

If you don't know — that's a problem.

Wouldn't you rather know where your exposure is, have someone lay it out clearly, and then close every gap?

That's what we do. For every client. Every year.

Not a Client Yet?

If you're not sure where your company stands on compliance, we can still help.

We offer a one-time compliance review for a flat fee — a fraction of what you'd pay a TPA for a single document. We'll identify what's missing and deliver what you need to protect your company.

No ongoing commitment required. Just the protection you should already have.

Take the Free Compliance Audit Request a Benefits Review
Or call us directly: 860-321-6202