Full Funding Analysis & Plan Rebuild
Built for your specific needs to maximize savings — we model every funding structure against your actual risk and rebuild from the ground up.
Not every group belongs in the same plan
Fully insured, level-funded, self-funded — the right structure can save six figures, and the wrong one quietly costs you every year. We analyze your employee count, claims history, risk appetite, and cash flow to find the funding strategy that actually fits.
What a rebuild looks like
We don't just shop rates. We restructure plan design, contribution strategy, and funding mechanism together, then manage the transition end-to-end — employee communications, carrier coordination, enrollment — so nothing falls through the cracks.
Proven results
We moved a 70-person group to self-funded and saved $290K in year one. We cut an 89% renewal increase to 42%, then to a decrease the following year. This is where the savings live, and it takes expertise to do right.
Want this looked at for your group?
A free review shows you exactly where you stand — in plain English, no obligation.