The right analysis puts you in the driver's seat — not reaction mode, not absorbing another 30% increase because your broker ran out of options.
Want to see where you stand?
Take the 60-Second Quiz →"Eric and his team make their primary focus: intimate, quick, and accurate response times on all benefit questions, and tasks."
"I can't tell you how happy I am and how much peace of mind knowing that we have you in our corner!"
"This type of customer service was sorely missed."
"Eric and his team are always so thorough and detailed. He is always trying to find better solutions for cost savings for our group. His knowledge of the health insurance industry is superior."
Within 12 months of working with us — no hypotheticals, no projections. Just outcomes.
Moved to self-funded. $290K saved in year one. Year two, we recovered $150K in pharmacy rebates the carrier had been keeping on just one employee.
Facing an 89% renewal increase. We cut it to 42% in year one. Year two, we delivered a decrease that brought them below where they started.
Getting 30–40% increases yearly. Carrier refused to share data. No one would bid. We negotiated a partially self-funded offer at 16% — year two renewal: 0%.
Stuck with a 38.5% increase from their broker. We got them to 14.6% — saving over $120K — enhanced their plans, and restructured their funding.
We've recovered over $1MM in rebates for our clients — money carriers quietly keep when no one asks the right questions.
Renewals are negotiated through leverage, claims data, and funding strategy. This requires an underwriting background — which is what we bring to every client.
ERISA, ACA, and Section 125 violations carry six-figure DOL penalties. Our audit identifies exposure before it becomes a problem.
Most brokers sell insurance.
We know how it's built — so we can pull levers to create real savings and control.
The quiz takes 60 seconds. You'll see exactly where your plan is now, what's possible, and whether we're the right fit — before we ever talk.
Take the 60-Second Quiz →